General liability that protects your business from property damage, injury, and the costly claims that come with high-pressure work — quoted online in minutes, built to cover the work you actually do.
A generic policy will sell you general liability and call it done. The problem is what that policy quietly excludes — the exact losses a pressure washing crew actually causes.
Standard GL often excludes damage to property in your care, custody, and control — meaning the very deck, stone, or siding you were hired to clean. Etch a surface and a basic policy may not pay. A Care, Custody & Control endorsement closes that gap.
CCC endorsementSoft washing with sodium hypochlorite creates pollution exposure that many GL policies exclude outright. Kill a client's landscaping or trigger a runoff claim and you need a pollution rider — not a standard policy that walks away.
Pollution liabilityYour skid, pumps, hoses, and surface cleaners travel job to job — and a personal auto policy won't cover the vehicle once it's a work truck. Inland marine and commercial auto keep your gear and your rig covered the way the work actually happens.
Equipment + autoThird-party property damage and bodily injury — shattered windows, damaged siding, a bystander slip. Typically $1M–$2M per occurrence.
Coverage for the work surface itself — the gap that sinks most pressure washing claims when a deck or stone is damaged.
Runoff and chemical-release exposure for soft-wash operations using sodium hypochlorite and other agents.
Your skids, pumps, hoses, and surface cleaners — covered in transit and on the job site, not just at home.
Your work truck and trailer rated as a business vehicle — because a personal policy won't cover a claim on the job.
If you have a crew, WC protects them and shields you — structured with the right class code from day one.
Most agents have never watched a pressure washing claim get denied over an exclusion the contractor didn't know was there. We have. So we read your policy the way a claim would test it — before you ever sign — and place it with a top-rated carrier built for this work. We place it, and we stay your agent for the life of the policy.
A few quick questions and you'll have a real quote — built to cover the work, not just the truck.