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Commercial Coverage · Georgia Trades & Businesses Built for Georgia's Trade Contractors Insurance for Georgia's Licensed Trades

Georgia business coverage, quoted in minutes. Stop chasing COIs. Start running your business. Your trade, covered in minutes.

From tree service and construction trades to specialty work — get an instant quote online, or let a licensed agent hand-match the hard-to-place. Either way, you're covered and have an agent you can talk to. Send subs a magic link, get real-time compliance alerts, and let our system surface coverage gaps before they become claims. Quote in minutes — managed for good. Plumbers, electricians, HVAC and more — quote and bind online in minutes, with an agent who understands your trade needs.

Instant Bind to 1 day*
0hr COI management
0 Renewal surprises
The reality of running a trade business

Your insurance broker shouldn't be your biggest liability.

Every year, contractors across Georgia pay out of pocket for claims they thought were covered — because of exclusions buried in the fine print, a sub's COI that quietly lapsed, or a denial letter that arrived after a six-figure loss.

By the time most brokers catch the problem, it's already too late. We catch it before the job starts.

Action Over exclusions — voids a GL claim when an injured sub's worker sues you. Often buried in sub COIs.
Lapsed sub certificates — a sub's coverage expires mid-job and the liability rolls up to you.
XCU gaps — explosion, collapse, underground exposure excluded right when excavation work needs it.
The Client Command Center

The Georgia agency that built its own command center.

While other brokers email you a renewal once a year, we built proprietary tech that works for you every day — magic-link COI uploads, real-time compliance alerts, and a system that surfaces coverage gaps before they become claims.

Magic-Link COI Uploads Live

Subs upload from any phone in 30 seconds. No logins, no friction, no chasing.

Automated Compliance Tracking Live

COIs organized against your job requirements the moment they're uploaded.

Subcontractor Coverage Gap Scanner Active

Reads your subs' COIs for Action Over and other hidden exclusions — before they cost you.

Real-Time Risk Dashboard Live

Every sub's status, expiration dates, and gaps in one view — from any device.

Included free with eligible trade policies · See full demo →

QA
Coverage Gap Scan
Metro Ground Crew · COI uploaded 2 min ago
Complete
General Liability — $2M / $4M aggregate
Workers' Comp — Active in GA
Auto Liability — $1M CSL
Action Over exclusion flagged — potential restriction, producer review recommended
Potential XCU gap identified — review before excavation/blasting work
Recommended action: Producer notified · sub flagged · replacement coverage requested Auto-Sent ✓
Trade Specialties

Built for the way trades actually work.

Every trade carries unique risk exposures, classification codes, and coverage gaps. We know yours — and we shop them to the carriers most aggressive in your space. Tap your trade to start an instant quote.

Workers' Compensation Ghost Policy

No employees, but a contractor needs your certificate?

If you run solo, or you and the owners sub all the work out, a ghost policy gets you the Workers' Compensation certificate a general contractor requires, without carrying coverage you are not required to have.

  • Built for owners with no employees who still need a certificate to get on the job.
  • Fits owners who sub all work out, as long as every sub carries their own coverage.
  • High Risk / Hi Sub percentage Ok.

Or have me call you

A few details and I will reach out, usually same business day.
No spam. Georgia risks only.
Quinn Alliance LLC, GA License #244699. Coverage available for Georgia risks only. Premiums are estimates.
Professional Liability

We cover professionals, too.

E&O for real estate agents & brokers, property managers, insurance adjusters, mortgage brokers, and DJs & event pros. Many quote and bind online instantly — and on eligible policies, property managers may unlock tenant screening as low as $20.

Real Estate E&O Property Managers Adjusters Mortgage Brokers DJs & Events
Explore Professional Coverage
How it works

From quote to covered in four steps.

1

Pick your trade

Start at the instant-quote router. Tell us your trade and answer a few quick questions — about two minutes.

2

Instant or hand-matched

Eligible trades quote and bind online on the spot. Higher-hazard work is matched to the right specialty market by a licensed agent.

3

Review & bind

Bind online in minutes, or walk through your options together. Documents go live in your Command Center the moment you bind.

4

Command Center activated

One-click access. Add subs, scan COIs, pull certificates, message your producer — from any device.

The Quinn Alliance Standard

What every client can count on.

No fine-print surprises, no chasing paperwork, no once-a-year broker. These are the standards we hold ourselves to on every account.

Every policy read line by line

We come from the claims side of this business. Exclusions get found before you sign — not after a loss. If a quote has a gap, you'll hear it from us first.

Certificates when the job can't wait

Bid season doesn't wait on paperwork. Same-day COIs are the standard here, and your documents live in your Command Center the moment you bind — pull them from your truck.

Tech that works for you every day

The Client Command Center — magic-link COI uploads, gap scanning, sub tracking — is included free with eligible construction and trade policies, built for contractors who manage subs. Tree service clients also get the Georgia Permit Lookup. Not an upsell. The standard.

Instant quote vs. an agent

Why not just buy it direct?

You can quote and bind online here in minutes — but you also get something a direct-to-carrier site can't give a contractor: someone who reads the policy and stands behind it when a claim hits.

!Buying direct from a carrier site

  • You pick the cheapest box and hope it covers your actual exposure.
  • Nobody flags Action Over, XCU, or completed-ops gaps before you sign.
  • At claim time you're a policy number in a call-center queue.
  • One carrier, one price — no shopping your risk to who wants it most.

Quoting through Quinn Alliance

  • Same instant online quote — plus an agent who reads it the way an adjuster would.
  • Hidden exclusions get caught and explained before you bind.
  • A real person who knows your business when something goes wrong.
  • The Command Center, COI management, and renewal review — at no extra cost.
Common questions

Straight answers, no jargon.

Many eligible trades quote and bind online in minutes. Higher-hazard work — tree removal, roofing, demolition — is reviewed by a licensed agent and matched to the right specialty market, with quote options typically delivered within one business day.

Plumbing, HVAC, electrical, painting, landscaping, cleaning and janitorial, handyman, remodeling, interior finish, masonry, food and catering, and light tree work like pruning under 30 feet and stump grinding are typically eligible for instant online quoting.

It's our proprietary portal for active clients — magic-link COI uploads, automated compliance tracking, a coverage gap scanner that helps identify exclusions like Action Over, and a real-time risk dashboard. It's included free with eligible construction and trade policies, built for contractors who manage subs. Tree service clients also get the Georgia Permit Lookup.

It voids a general liability claim when an injured subcontractor's worker sues a higher-tier contractor. The exclusion is often buried in a sub's policy language. The Command Center scanner helps identify it when a sub uploads a certificate, so a gap in their coverage doesn't become your exposure.

Yes. Quinn Alliance LLC holds Georgia P&C License #244699, Agency NPN 22134534, and is regulated by the Georgia Department of Insurance.

Get covered

Ready to work with the agency built for trades?

Get an instant quote right now — or drop your email and we'll reach out within one business day. No high-pressure pitch, no spam.

— or have us reach out —
No spam, ever · 1 business day response